TERMS OF USE

The following describes the terms and conditions (the "Terms") upon which Better Impression Ltd. (the "Company" or "We") offers access to its sites (the "Site" or “Sites”) to you the customer ("You") and the use of its comparison services provided via the Site, including any content, functionality and services offered on or through the Site (the "Services").

PLEASE READ THE PRIVACY POLICY www.topdebtconsolidationloans.com AND ALL OF THE FOLLOWING TERMS BEFORE USING THIS SITE. BY CONTINUING TO ACCESS OR USE THIS SITE OR ANY SERVICE ON THIS SITE, YOU SIGNIFY YOUR ACCEPTANCE OF THESE TERMS.

If, at any time, you do not wish to accept the Terms, you may not use the Site.

Restriction on use of the Site

The Services offered on the Site are meant for personal and non-commercial use only.

The Services are intended for individuals aged eighteen (18) or older. If you are under 18, please do not visit or use the Site or Services.

Use and access of the Site

Your access to the Site and the Services is conditioned upon your acceptance and ongoing compliance with these Terms.

You shall be responsible for providing and maintaining the means by which you access the Site, which may include, but are not limited to, your personal computer or mobile device, connectivity hardware, and telecommunication lines.

You shall be responsible for all access and service fees necessary to connect to the Site and assume all charges incurred by the use of such connectivity services. You further assume all risks associated with the use and storage of information on your personal computer, mobile device, or on any other computer or device through which you will gain access to the Site and the Services (hereinafter referred to as "Computer").

You agree that we will not be liable in any way to you in the event of failure of or damage or destruction to your Computer systems, data or records, or any part thereof, or for delays, losses, errors, or omissions resulting from the failure or mismanagement of any telecommunications or Computer equipment or software.

You shall not: (i) copy, distribute or modify any part of the Site without our prior written authorization; (ii) use, modify, create derivative works of, transfer (by sale, resale, license, sublicense, download or otherwise), reproduce, distribute, display or disclose Content (defined below), except as expressly authorized herein; (iii) disrupt servers or networks connected to the Site; (iv) use or launch any automated system (including without limitation, "robots" and "spiders") to access the Site; and/or (v) circumvent, disable or otherwise interfere with security-related features of the Site or features that prevent or restrict use or copying of any Content or that enforce limitations on use of the Site.

IP rights

All rights, titles, and interests in and to the contents of the Site, and the Company trademarks, service marks, trade names, and logos are owned by the Company, or its affiliates, or other licensors and are protected by copyright and trademark laws, and international treaties.

You agree not to delete any copyright notices or other indications of protected intellectual property rights from materials that you print or download from the Site. You will not obtain any intellectual property rights or any right or license to use such materials or the Site, other than as expressly set out in these Terms.

Images and content displayed on the Site are either the property of the Company or its licensors. You agree not to upload, post, reproduce, or distribute any information, software or other material protected by copyright or any other intellectual property right (as well as rights of publicity and privacy) without first obtaining the permission of the owner of such rights and the prior written consent of the Company.

Nothing contained on the Site may be construed as granting, by implication, estoppels, or otherwise, any license or right to use any trademark without the written permission of the Company or any third party that may own the trademarks. Your use of trademarks, or any other content of the Site, except as provided herein, is strictly prohibited.

Links to Third-Party Sites

This Site contains hyperlinks to websites operated by persons other than the Company. Such hyperlinks are provided for your reference and convenience only. The Company has no control over those websites and assumes no responsibility for the content, privacy policies, or practices of any third-party websites. You agree not to hold the Company responsible for the content or operation of such websites. A hyperlink from this Site to another website does not imply that the Company endorses the content on that website or the operator or operations of that site. You are solely responsible for determining the extent to which you may use any content at any other websites to which you might link from this Site.

You agree not to hold the Company liable for any loss or damage of any sort incurred as a result of any engagement you may have with third parties referred to from the Site.

Third-Party Services

When you enter your contact information [in connection with a third party’s product or service presented on the Site], and click “send”, we will forward this information to that third party, which may be located abroad. We have no control over such third party’s website, services, data policies, or the manner it processes and uses such data. Any agreement with respect to the products or services offered by such third party is solely between you and the third party. We are not part of such agreement and you agree that we do not and cannot assume any responsibility or liability for such third-party products or services.

YOUR RELATIONSHIP WITH THE THIRD-PARTY SERVICE PROVIDERS IS GOVERNED SOLELY BY YOUR AGREEMENT(S) WITH SUCH THIRD-PARTY SERVICE PROVIDERS.

Accordingly, we encourage you to be aware when you have left the Site and to read the terms and conditions and privacy policy of each other website that you visit.

DISCLAIMERS

THE CONTENT AND THE SITE ARE PROVIDED "AS IS", WITHOUT ANY WARRANTIES. THE COMPANY, ITS EMPLOYEES, OFFICERS, DIRECTORS, AFFILIATES, AGENTS, AND LICENSORS CANNOT AND DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS, TIMELINESS, NONINFRINGEMENT, TITLE, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE CONTENT AVAILABLE THROUGH THE SITE, OR THE SITE ITSELF, AND THE COMPANY HEREBY DISCLAIMS ANY SUCH EXPRESS OR IMPLIED WARRANTIES.

IN NO EVENT SHALL THE COMPANY, ITS EMPLOYEES, OFFICERS, DIRECTORS, AFFILIATES, AGENTS OR LICENSORS BE LIABLE TO YOU OR TO ANY THIRD PARTY OR TO ANYONE ELSE FOR ANY KIND OF FINANCIAL LOSS, LOST PROFITS, ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGE OR ANY OTHER SIMILAR DAMAGE OR ANY OTHER LOSS OR INJURY, RESULTING DIRECTLY OR INDIRECTLY FROM USE OF THE SITE, CAUSED IN WHOLE OR PART BY ITS NEGLIGENCE OR CONTINGENCIES BEYOND ITS CONTROL IN PROCURING, COMPILING, INTERPRETING, REPORTING OR DELIVERING THE SITE AND ANY CONTENT ON THE SITE.

IN NO EVENT SHALL THE COMPANY, ITS EMPLOYEES, OFFICERS, DIRECTORS, AFFILIATES, AGENTS, OR LICENSORS BE LIABLE TO YOU OR ANY THIRD PARTY OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON SUCH CONTENT ON THE SITE OR THE SITE ITSELF.

YOUR RELIANCE ON, OR USE OF, ANY SITE CONTENT OR INTERACTION WITH ANY THIRD PARTY FEATURED ON THE SITE, IS AT YOUR SOLE RISK. IF YOU HAVE A DISPUTE WITH ANY THIRD PARTY AS A RESULT OF, OR ARISING FROM YOUR USE OF THE SITE, YOU AGREE THAT THE COMPANY IS NOT AND SHALL NOT BE LIABLE FOR ANY CLAIMS OR DAMAGES ARISING OUT OF OR CONNECTED WITH SUCH DISPUTE.

We receive a referral fee as a result of displaying third-party providers in our Site. The Site does not necessarily include all the relevant service providers or all types of products available in the marketplace. We do not guarantee that the Site displays the best possible rates and terms available in the market. Our limitation of liability as provided in these Terms shall apply even if you are directed to a third party’s website.

The Company does not represent, warrant or guarantee that you will be able to access or use the Site at times or locations of your choosing, or that the Company will have adequate capacity for the Site as a whole or in any geographic location.

The Company does not represent, warrant or guarantee that the Site will provide uninterrupted and error-free service. The Company does not make any warranties or guarantees with respect to the Site and its content, including but not limited to, warranties for merchantability or fitness for a particular purpose.

Breach and Indemnification

You agree to fully indemnify, defend and hold harmless the Company, its corporate affiliates, and their respective officers, directors, and employees immediately upon demand from and against all claims, demands, liabilities, damages, losses, costs, and expenses, including legal fees and other charges whatsoever, howsoever caused, that may arise as a result of: (i) any breach of these Terms by you or (ii) violation by you of any law or the rights of any third party.

Without prejudice to any other rights in these Terms, if you breach in whole or in part any provision contained herein, the Company or any of its corporate affiliates which provides Services to you reserves the right to take such action as it sees fit, including (but not limited to) terminating any agreement in place with you, terminating or blocking the Services offered to you via the Site and/or taking legal action against you.

Company's Rights

The Company reserves the right to suspend the operation of this Site or any part or sections of it at any time and no claims may be entertained against the Company in connection thereto.

Governing Law and Court Jurisdiction

These Terms and Conditions shall be governed by the laws of the British Virgin Islands ("BVI"), without regard to conflicts of law principles thereof.

If any part of these Terms are held unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions.

Exclusive Court Jurisdiction: You agree to submit to the personal and exclusive jurisdiction of the courts located within the BVI to settle any dispute, which may arise in relation thereto.

Amendments to the Site or Terms

You understand and agree that we may discontinue or change the Site at any time, without notice. You also understand and agree that we may discontinue or restrict your use of this Site for any reason without notice.

We reserve the right to amend, remove, or add to these Terms at any time. Please check the "Last modified" section at the bottom of this document to see when the Terms were last updated. Any changes to the Terms will become effective when we post the revised Terms on the Site. Your use of the Site or Services, or your provision of personal information following any changes means that you accept the updated Terms.

Disclosures

The Services hereunder are offered by Better Impression Ltd., registered at:

Better Impression

82 Nassau St #60462

New York, NY 10038

Last Modified: July 25, 2023