Overview

Optimal Debt Solutions offers debt settlement services to help negotiate unsecured debt with creditors. You can get started with a free, no-obligation consultation to learn about your options from one of their debt relief experts. From there, you’ll receive a customized program to reduce and pay off debt. According to their website, customers who use their services pay back 70% of their enrolled debts over 24 to 48 months.

• Free, no obligation consultation to discuss your options
• Custom debt relief plan to pay off debt in 24 to 48 months
• Performance-based fees of 15-25% if they successfully settle an account
• Debt consolidation loan to simplify debt into a single loan

Optimal Debt Solutions is a member of the American Association for Debt Resolution (AADR). This means the company follows best practices as set by the association. They outline expectations upfront, giving you peace of mind and transparency throughout the process.

Application Process

If you feel in over your head with debt, Optimal Debt Solutions can help design a custom plan to pay off the money you owe for good. In order to qualify for a debt settlement program, you should be in “financial hardship”. This means that you have little or no ability to pay your debt and may be facing bankruptcy. These conditions can include unemployment, insufficient income, foreclosure, bankruptcy, excessive debt, or illness. If you’re not sure if you quality, you can set up a free consultation by phone or by filling in an online form.

Get started on your path to becoming debt free in a few simple steps:

Step 1: Free Consultation, No Obligation

Set up a free call with Optimal Debt Solutions debt consolidation to discuss your options and determine if you quality.

Step 2: Customized Debt Relief Plan

If you decide to move forward, you’ll work with a debt relief agent to create a customized program based on your budget and timeline.

Step 3: Resolve Your Debt

Now that you have your payment program, you’ll have a set repayment plan to pay off debt in as little as 24-48 months.

Debt Services

If you’re ready to get started, Optimal Debt Solutions offers a free consultation for their debt settlement services with no commitment required. You can speak to a debt relief agent over the phone or fill out an online form.

From there, you’ll work with Optimal Debt Solutions to create a custom solution to becoming debt free. They’ll help design a debt relief program to simplify debts into a single account. They’ll also negotiate with creditors on your behalf to try and reduce debt and interest rates to save you money over time. This process may also help minimize calls and collection letters from creditors and reduce the likelihood of legal action to collect money owed.

With Optimal Debt Solutions, you won’t have to pay any fees upfront. Plus, you can find out your options by setting up a free consultation. If you decide to move forward with their debt relief services, Optimal Debt Solutions charges performance based fees, meaning you only pay a fee if they successfully settle an account. Their fees range from 15-25% depending on the debt amount and the state you reside. You can review rates before signing up in your service agreement.

Types Of Debt Covered

Optimal Debt Solutions offers a range of debt relief solutions to negotiate unsecured debt with creditors. They provide professional credit counseling to develop a customized Debt Management Plan (DMP) to pay off debt in 24-48 months.

Everyone’s financial situation is different. With Optimal Debt Solutions, you get a tailored Debt Management Plan based on your budget and timeline. Depending on your circumstances, their debt management agents may be able to negotiate lower interest rates by 12-20%, potentially saving you thousands of dollars. They may also recommend a debt consolidation loan to simplify debt into a single monthly payment.

Customer Support

Optimal Debt Solutions

1665 Palm Beach Lakes Blvd, Suite 222

West Palm Beach, FL 33401

You can reach customer support by email at info@optimaldebtsolutions.com or by phone at (877) 336-7008. You can also get helpful information through their website resources, including the online FAQ and blog.

So what do customers have to say about their experience with Optimal Debt Solutions debt consolidation? The debt solutions company has limited testimonials from customers, and reviews are mixed. Satisfied customers feel pleased with their results. They found their agents helpful in developing a plan to become debt free and repair credit. They appreciate having someone on their side to simplify debt payments, negotiate better rates, and reduce money owed. That said, some felt they overpaid for their services and didn’t get the results they had hoped for. Meanwhile, others complained that they received too many promotional spam calls.