Overview

Recognized as one of the top debt consolidation services, National DR has an excellent track record of working with clients to customize debt settlement solutions. Despite only being around since 2009, it has already helped more than 400,000 families and individuals resolve their debt.

Application Process

National DR makes it extremely easy to begin the process of consolidating debt. Its simple application form only asks you for your debt amount and basic contact details including your name, email, and phone number. After submitting these details, a certified debt coach will be in touch with you to guide you through the next steps of the process. After receiving a quote, you can choose to accept the plan provided or take your time to think it over.

Debt Services

National DR makes its services available to a wide range of clients. To qualify for its program, you need a minimum debt of $10,000 and to be located in one of the 46 states it covers.

Typical fees run between 18% to 25% of enrolled debt and customers can usually resolve their debt in 24-48 months. On average, National DR claims to save clients approximately 46% before fees, or 25% including fees, though actual saving numbers vary greatly from case to case.

Types of Debt Covered

Though the lender doesn't cover all kinds of debt, National DR has a comprehensive list of the types of debt it covers. This includes, but isn't limited to credit card debt, personal debt, line of credit, collections, repossessions, business debts, medical bills, and more. The lender may also be able to assist with private student loan debt.

Customer Support

In addition to their helpful debt articles and calculators, National DR makes it easy to get in touch with a company representative. Its phone hours are Monday to Friday from 8:00 am - Midnight EST, Saturday from 10:00 am - 10:00 pm EST, and Sunday from 10:00 am – 9:00 pm EST. It also offers a general email for contacting the company with any questions or concerns you may have.